Saturday, April 5, 2008

Bondapply.com is excited to offer clients INTERNATIONAL MORTGAGES




As you are no doubt aware by now, Absa Home Loans recently introduced an International Mortgage offering to the market.

Our Service Offering:

Together, Barclays and Absa have designed a proposition making it possible for South African’s wishing to buy property abroad as well as non-South African residents looking to invest in South Africa. Whether non-residents purchase property as holiday homes, or for investment purposes, Absa has a dedicated team of specialists available to assist our customers through the process.

When it comes to buying in the UK or in various countries where Barclays has a presence, Absa International Mortgages will initially intercede on behalf of South African customers who wish to make use of Barclays International Mortgage Services to acquire property off-shore. We are therefore in a position to address customer needs in terms of property finance for both onshore and offshore flows of purchase.

ABSA Product Offering:

The product works like a normal home loan, except the loan amounts and conditions are subject to the exchange control policy as set by the government and the Reserve Bank. The amount of capital each SA citizen is allowed to take out of the country is R2-million per person at present. SA citizens can apply for additional exchange control approval to by property in SADC countries.

ABSA distribution footprint:

We will be extending this offer to countries in which Barclays have a presence, countries include but are not limited to the following as this list will continue to expand as we extend our offer to include countries in which Barclays has a presence:



Africa - Kenya, Ghana, Botswana, Mauritius, Seychelles




Europe - Spain, Italy, Portugal, France, Switzerland




Middle East - Dubai, United Arab Emirates

Bondapply.com will need to confirm the following in order to do these applications:



Foreign passport
Current residential address ( If it is a foreign address, chances are that the person is a non resident. If the residential address is local, the person may have temporary residency status.)
The current employer’s address. ( If the employer’s address is local, then there is a chance that the person is a temporary resident)



Remember that a temporary resident qualifies for the same loan to value amounts, that would be extended to a South African resident.

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