Not opening your bills anymore?

Creditors chasing you for payment?

Struggling each month to pay your debts?

Financial judgments against you?

Spending more than you earn?

If your debt situation is out of control, a debt consolidation mortgage loan is almost certainly the answer. Most people go through a stage where their monthly expenditure exceeds their earnings, and if this situation carries on for some time then it leads to increasing debts and a need to consolidate those debts. This can often occur through no direct fault of your own. It could be the result of losing your job, divorce, ill health and other genuine reasons. The one thing you must not do is, ignore it.

Seeking professional debt management help or financial advice is often the first step to getting you back on track. The next possible step is consolidating your home loan, credit cards, retail debt, personal loans and any other debts into one new mortgage.

At bondapply.com we fully understand the problems experienced by some people with financial difficulties when it comes to getting a competitive mortgage deal. Our team constantly helps people with unsecured loans and credit card debts to consolidate their position with a mortgage, reducing their monthly outgoings and getting them back on solid credit foundation again. We do this by utilizing an equity release mortgage and debt consolidation approach.

While we endeavour to assist most applicants, we do however take into account your adverse credit history. We are aware that information listed on the respective credit bureaus may not be full up to date so we will do further investigation to ascertain whether the information reflected is correct.

In the following cases we CAN assist clients:

1 Clients who have settled their debts and need their credit bureau profile improved.
2 Clients, who have NOT yet settled their debts, but have the funds to settle their debts themselves and need their credit bureau profile improved.
3 Clients who have a poor credit profile and do not have the funds to settle their debts themselves but own a property (with sufficient equity).

Please fax the following docs to Vania at 0866 270 135 and we can get your application going. www.bondapply.com

All applicable ID documents.
Marriage certificate (if applicable).
ANC contract (if applicable).
Latest 3 months bank statements or 6 months if self-employed.
Latest 3 months payslips or letter from auditor if self-employed.
Latest 6 months bond statements or 12 months if self-employed.
Latest rates account.
Latest water and electricity account.
Latest Levy account (if applicable).
Statements from companies that client is indebted to or in arrears with, or a list of the accounts with approximate outstanding amounts and account numbers, if possible.
If self employed, 6 months company bank statements and company registration documents